These conditions of use describe the terms according to which BolsaQuest S.L., with registered address at Islas Hébridas 39A, 28035 Madrid, Spain (hereinafter, "BolsaQuest") offers access to its services via its website www.bolsaquest.com. It is the responsibility of each member to read and understand this legal warning, and the terms and conditions by which the purchasing of financial forecasting contracts on this website is regulated. No gains may be collected from the Company for transactions that have been made in breach of these terms. Access to and use of the betting services of BolsaQuest Ltd. is governed by the terms and conditions set out below. If you have any questions about these terms and conditions, we would encourage you to seek independent council prior to becoming a member.

1. General Statements
These Conditions of Use shall be governed by Spanish law. BolsaQuest cannot guarantee continuous, uninterrupted and secure access to its services, it being possible that the operation of the site be affected by numerous factors beyond the control of BolsaQuest. Should any clause of these Conditions of Use be declared invalid or non-executable, said clause shall be eliminated, all other clauses remaining in force. You accept that these Conditions of Use and all documents incorporated herein by means of their reference herein may be automatically transferred by BolsaQuest, at its sole discretion, to a third party in the event of merger or take-over, for the sole purpose of advertising regarding content similar to or the same as that contained on this website or for the purposes of continuing to provide you with the service that you have voluntarily opted to contract with us. The titles of the sections should be understood as being for reference purposes only, they in no way defining, limiting, interpreting or describing the scope or extent of the corresponding section. The fact that BolsaQuest does not initiate legal proceedings against any non-compliance by you or a third party does not represent a waiver of its right to initiate proceedings against other similar or subsequent non-compliances.

These Conditions of Use and all those documents incorporated herein by their reference herein constitute and regulate entirely the contractual relationship between you and BolsaQuest in connection with the material object of the same.

It is a condition of membership that Customer accepts these Terms and Conditions. These Terms and Conditions are acknowledged as legal and binding by Customer, once he/she becomes a member.

Customer agrees that BolsaQuest may amend these Terms and Conditions. Any such revision or change will be binding on Customer and effective immediately on posting of the revised Terms and Conditions on this website or, at BolsaQuest's discretion, on notification to Customer by email. Customer agrees that he/she shall be solely responsible for checking for revisions and changes on each occasion he/she uses the betting service. Customer agrees that any use of the betting service at any time following such posting or notification shall constitute his/her agreement to such revisions or changes.

All amounts stated by default hereunder are in Euro (EUR). If Customer keeps his/her account in any other currency the correspondent equivalent shall be applicable.

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• Must not be false, inaccurate or misleading.
• Must not be fraudulent, stolen or falsified.
• Must not infringe any intellectual property rights, patents, trademarks, industrial secrets or other rights of ownership, advertising or the privacy of third parties.
• They must not violate any laws or rulings of a similar level, regulations or ordinances (including, for example, the regulations regarding control of changes, consumer protection, unfair competition, non-discriminatory or deceiving advertising).
• They must not be slanderous or constitute libel, any kind of threat or coercion.
• They must not be obscene, nor contain child pornography.
• They must not contain any virus (in particular, and by way of example, trojans, worms, time-bombs, cancel bots, Easter eggs) nor other computer programming routines that could damage, interfere surreptitiously with or expropriate any systems, personal details or information.
• They must not result in liability for BolsaQuest, nor must they cause BolsaQuest to lose (either fully or in part) the services of its ISPs (Internet Service Providers) or other providers.

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1. You may only open an account at this site on condition that you have read this Legal Terms and Conditions page in full and understood that you will be buying and selling financial bets subject to these terms and conditions; you have read our privacy statement and hereby give us consent to process your personal information as outlined there; you are over 18 years of age; you have sufficient experience and knowledge in matters of financial betting to be capable of evaluating the merits and risks of acquiring financial betting contracts via this site and have done so without relying on any information contained in this site.
2. Customer opens an account by completing the online membership application form, which is an integral part of this website.
3. Customer shall ensure that the details provided at registration (address, telephone number, email etc.) are kept up to date. Customer's account information may be amended in the 'profile' section of this website or by contacting BolsaQuest Customer Support.
4. To verify Customer's identity, BolsaQuest reserves the right to request at any time satisfactory proof of identity (copies of a valid passport / identity card and/or any payment cards used) and proof of address (recent utility bill or bank statement). Failure to supply such documentation may result in suspension of the account.
5. There are no set-up charges and no monthly fees for maintaining Customer's account. Interest is not paid on any funds held in Customer's account.
6. Customer can request withdrawals from his/her account at any time provided all payments made have been received. BolsaQuest reserves the right to pay any requested withdrawal partly or in total via the same method of payment with which deposits were made. When using credit/debit card or NETeller to make a deposit, BolsaQuest may not accept any withdrawal request within 14 days after the deposit.
7. Either party is entitled to close the account at any time. In the event of termination by BolsaQuest, it shall give notice of the termination to Customer via electronic mail and, as soon as reasonably practicable, refund the balance of Customer's account. In the event of termination by Customer, he/she shall first withdraw the entire balance from his/her account and then give notice of the termination to BolsaQuest via electronic mail. Termination will not affect any outstanding bets.
8. Some customers may be eligible to participate in bonus programs. Said bonus programs, as to their conditions, amount and issuance, shall be subject to the discretion of BolsaQuest, and shall be non-transferable. Irrespectively of all special conditions of offer that may apply, BolsaQuest reserves the right to deduct the bonus amount again from Customer's account if a withdrawal was requested before the amount of the underlying deposit transaction has been wagered once and/or has been used to bet on different outcomes of the same event.

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• any instance where the Company believes that person's activities at this site may be illegal in that person's country or state;
• any instance where the Company may be approached or contacted by legal authorities or regulators from that person's country or state;
• any instance where the Company may suffer any pecuniary, fiscal or regulatory disadvantage by virtue of that person's activities at this site;
• any instance where transactions on this website are performed in breach of the present terms and conditions.

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• Contracts are not usually offered in the last hour of trade of any given market (for foreign exchange markets, the restriction is extended to 2 hours - i.e. from 22h00 GMT onwards).
• Contracts may not expire on a weekend; therefore the expiry date of a contract may be pushed back to the following Monday in the event of a contract expiry date falling on a Saturday or a Sunday.
• Foreign exchange contracts may be purchased on weekends, however certain restrictions may apply.
• Stock index closing prices are determined by reference to the official Exchange closing price, which may be reported by the relevant Exchange 30-90 minutes after the closing time, and may differ from the latest tick price that occurred at the closing time.

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• Customers must fill into the account opening form all requested details that establish his/her identity.
• Winnings may only be paid to the initiator of an account. When a customer maintains an account by means of credit/debit card deposits, winnings are only paid back to the same card.
• No winnings may be collected on accounts opened in false names.
• The Company may, from time to time, at its sole discretion, require a customer to provide proof of identity (such as notarized copy of passport or other means of identity verification as the Company deems required under the circumstances) and may at it's sole discretion suspend an account until such proof has been provided to it's satisfaction.

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• The cancellation of any event for any reason;
• any errors or omissions in the website content;
• misuse of the website content or the inability of any person to use its betting service;
• unauthorised use or misuse of Customer's username or password;
• access delays, access interruptions, data non-delivery or data mis-delivery;
• any act of God or force majeure or other circumstance(s) beyond its control.

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1. You fail to comply with these Conditions of Use or any documents referred to herein, and which are understood to form an integral part hereof;
2. BolsaQuest is unable to check or authenticate any information provided by you;
3. BolsaQuest believes that your actions could give rise to liability for you, BolsaQuest or its users.

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This website offers you a service for buying and selling financial prospecting contracts, subject to the following contracting conditions.

BolsaQuest acts as a meeting point and referee between its members, and puts a wide range of products at your disposal for your responsible consumption.

Our products are future prospecting contracts that are bought and sold freely between our members, under the strict control of the Company and according to the specific terms and conditions established.

When you purchase a contract, you are giving your explicit approval of these Conditions of Use and any others that may derive from or be referred to herein.

1. Description of Products and Services

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2. Compliance with Applicable Regulations.

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3. Nature of the Legal Relationship with BolsaQuest

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4. Payment Systems

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5. Returns

Membership of BolsaQuest for the purchasing of our products and services is free. Our Rates and Credits policies can be consulted at http://www.bolsaquest.com/fees.html and they shall be understood to be included in these Conditions of Use by virtue of the reference made thereto in this section. BolsaQuest may change its Rates and Credits policy and the rates for its services at any time, subject to that set forth above. However, BolsaQuest may also temporarily change its Rates and Credits Policy or the rates for its services as a result of promotions.

BolsaQuest may amend all or some of its services at any time. In the event of the introduction of a new service, the rates for the said service shall become effective at the moment the new service is launched. Unless otherwise stated, all rates are calculated in Euros. You are responsible for the payment of all rates associated with the use of the BolsaQuest services and its website, as well as all applicable taxes.

With the sole purpose of allowing BolsaQuest to use the information that you have supplied for the provision of our services, and we therefore not violating any rights that you may hold regarding this information, by the present you grant us a non-exclusive, world-wide, perpetual, irrevocable, tax-free and sub-licensable (at various levels) license to all intellectual and industrial property rights, industrial secrets and any other rights of any nature that are included in your profile and may be necessary for the purposes of these Conditions of Use. BolsaQuest shall only use your information in accordance with its Privacy Policy.

Statement of Privacy
BolsaQuest is committed to protecting your privacy. BolsaQuest will not release your personal data to anyone else without your consent. Using only the most powerful security technology on the Internet, BolsaQuest recognises the vital importance of providing you with a safe online experience that protects your personal and financial information.

Collection of Personal Information
To open your betting account, we must obtain certain personal information, such as name, address, email or phone number as well as demographic information like age. For certain optional transactions, we also collect selected financial information such as credit card details. For certain high dollar transactions, we are legally required to report some personally identifiable information to the authorities. For verification purposes we reserve the right to request proof of identification in an offline format. Your IP address and access times are tracked against your user id for the dual purposes of preventing fraud and creating an audit trail when placing a wager, or logging onto our secure server.

Use of Personal Information
The Data Protection laws and regulations place obligations on users of personal data and lay down principles for fair and lawful processing of this information. We are committed to safeguarding your privacy online.
We only use your personal information to service your account and to improve our services to you. However, we do share some credit information as part of normal business operations with banks or credit card processing and verification services. These entities may not use your information for secondary purposes, unless required by law. Otherwise, under no circumstances will information you provide to BolsaQuest be transmitted in any way to a third party. BolsaQuest will not disclose details of individual's net winnings or losses. It is your responsibility to keep track of your winnings and report them to the proper authorities, if you reside in a jurisdiction where those winnings are taxable.
Your personal information is used primarily as a way of authenticating you as the proper owner of your account and as the person to whom withdrawal payments may be made. We collect personal data relating to you directly from you when you fill in the account opening form. In the event of any doubt as to the authenticity of your account details or of any withdrawal request, the company reserves the right to request further authentication information as may be deemed appropriate under the circumstances.
Please note that our website generates log files that record the IP addresses of accesses to your account. This information is gathered with the sole purpose of assisting in the unlikely event of a need to investigate accesses to your account by unauthorized users. Additionally we may verify certain of the information you supply in the account opening form, or otherwise, with third-party information providers.
Please note that you may update your personal information at any time by logging into the "Profile" section of your account. It is your responsibility to ensure that BolsaQuest is promptly and continually informed of any change in your personal information.

Control of Personal Information
If a user's personally identifiable information changes (such as your zip code, phone, email or postal address), or if a user no longer desires our service, we provide a way to correct, update or deactivate that user's personally identifiable information provided to us. This can usually be done at the "profile" page or by emailing our Customer Support at service@bolsaquest.com. However, please understand we cannot completely delete user information because of legal/regulatory and technical back up requirements.

Use of cookies
A cookie is a small text file that is stored on a client's computer for record-keeping purposes. This Web site does not collect personally identifying information about you except when you specifically and knowingly provide it. You can set your browser to notify you when you receive a cookie, giving you the chance to decide whether to accept it.
Our website uses cookies and links them to any personally identifiable information you submit to our servers. However, no sensitive customer details are stored in the cookies (i.e. username, password, balance, transaction details, and other personally identifiable details are NOT stored). Cookies that identify the client's session are sent using a secure method (HTTPS) and expire after the browser is closed. All other cookies also expire after some period of time.

Communication from the Site, Special Offers and Updates Upon registration every user will receive an email confirming his successful registration. Upon registering their account members can opt in to receive information on products, services and special deals via newsletter. We will use your name and email address to send these newsletters to you. Out of respect for the privacy of our users we present the option to stop receiving these types of communications at any time. Users may opt out of receiving these communications by replying with "unsubscribe" in the subject line in the email or email us at newsletter@bolsaquest.com. On rare occasions it is necessary to send out a strictly service related announcement. For instance, if our service is temporarily suspended for maintenance or we change our policies we might send you an email. We communicate with users on a regular basis to provide requested services and in regards to issues relating to their account we reply via email or phone, in accordance with the users wishes.

Links
This web site contains links to other sites. Please be aware that BolsaQuest is not responsible for the privacy practices of such other sites. We encourage our users to be aware when they leave our site and to read the privacy statements of each and every web site that collects personally identifiable information. This privacy statement applies solely to information collected by this Web site.

Notification of Changes
Any changes in our privacy policy or security statement will be posted onto this website. If we are going to use your personally identifiable information in a manner different from that stated at the time of collection we will notify you via email. You will have a choice whether to use your information in this new manner. However, if you have opted out of all communication with the site, or deactivated your account, then you will not be contacted, nor will your information be used in this new manner.

Security Statement
Security is a vitally important issue and no one takes this more seriously than us. We are committed to making sure your transactions are secure and any information given to us is protected.

BolsaQuest esta obligada a cumplir con toda la normativa aplicable en materia de medidas de seguridad aplicables a su Información Personal. BolsaQuest confía su sistema a las técnicas de seguridad en Internet más avanzadas, las cuales están muy por encima, en calidad, de los estándares comúnmente utilizados. BolsaQuest gestiona su sitio web en un modo seguro apoyado por una certificación Geotrust. Al entrar en nuestra página, se codificarán todos los datos de su cuenta, tarjeta de crédito, así como el transcurso de sus transacciones con la tecnología de cifrado 128 Bit Secure Socket Layer (SSL).

BolsaQuest considera sus datos como un activo que debe ser protegido de cualquier pérdida o acceso no autorizado. Empleamos diversas técnicas de seguridad para proteger tales datos de accesos no autorizados por usuarios de dentro o fuera de nuestra compañía. Sin embargo, tenga muy en cuenta que la "seguridad perfecta" no existe en Internet.

For peace of mind:

- You are given a unique password and login ID that must be entered each time you wish to access your account.
- Our servers use the latest secure technology to put your information into code that can only be seen by you and your Internet browser.
- All credit card details are submitted directly to the Visa/Mastercard network and are encrypted. We do not store any credit card numbers.

BolsaQuest Ltd.'s purpose is to make the financial information that it offers as a guide available to any person that may be interested therein. The contents of the BolsaQuest site have been produced on the basis of sources that it considers reliable; however, BolsaQuest does not guarantee the accuracy, integrity or security of the same. The reports are not intended as an offer, request or recommendation to either buy or sell assets, nor should they be considered as such. Users should always take into account publication dates, since BolsaQuest is in no way obliged to provide notification of changes in opinions or reports supplied previously. BolsaQuest accepts neither responsibility for the consequences of the use of its site nor any liability that may derive from its contents. Although BolsaQuest reports are considered to be accurate and up-to-date, investors should evaluate their objectives, risk profile and financial situation, it being recommended that they consult a financial professional before making decisions.

Under no circumstances shall BolsaQuest or its suppliers be liable for loss of income or any damages of any kind that may arise because of or in relation to the Bolsaquest.com website, services rendered by BolsaQuest or these conditions of use (independently of how they are produced and including those caused by omission).

Contract Risks
The financial betting services contained within this site are only suitable for customers who are able to bear the loss of all the money they invest and who understand and have experience of the risks involved in the acquisition of financial betting contracts. Transactions in financial contracts carry a high degree of risk. If the purchased contracts expire worthless, you will suffer a total loss of your investment, which will consist of the contract premium. If you are contemplating purchasing deep out-of-the-money contracts (where the strike/barrier price is far away from the current underlying spot price), you should be aware that the chance of such contracts becoming profitable ordinarily is remote. Trading financial betting contracts involves a high level of risk and may not be suitable for all persons. Before deciding to trade financial bets you should carefully consider your objectives, level of experience and risk appetite. You should be aware of all the risks associated with financial betting and seek advice from an independent financial advisor if you have any doubts.

International currency, stock index or commodity prices are highly volatile and very difficult to predict. Due to such volatility, plus the bias in the pricing system favouring the website, no financial betting contract purchased in our system (whether or not the payout exceeds the premium amount) can be considered a safe bet.

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Addictive possibilities of gambling

BolsaQuest believes in responsible gaming. Please remember at all times that betting and gaming can be an exciting activity, but we have the moral duty to remind you of the risks you may run. Gaming and betting can become a real addiction, as any other activity pushed to its limits. We kindly ask you to engage in a careful self-analysis to check if you are at risk of gambling addiction. To avoid the danger of such addiction, it is important that you follow some basic principles and guidelines.

- Use the opportunity provided by our website to play for free with our "virtual money" account facility. This will enable you to get used to the functionalities and rules of the website.
- Do not wager more than you can afford.
- Do not play when you are tired or are under the influence of alcohol.
- Put a limit to your winnings. Once you have reached it put some aside and play with the rest of the money.
- Play only with money you can afford to lose. Do not play with borrowed money.

These resources are included to inform users about compulsive gambling and to help parents protect their children from inappropriate content.

Gambling Problem Assistance:

	The Responsible Gambling Council helps individuals and communities address gambling in a healthy and responsible way, with a strong emphasis on preventing gambling-related problems. Visit the Responsible Gambling Council
	GAMCARE is the national UK centre for information, advice and practical help regarding the social impact of gambling. GamCare does not wish to restrict the choices or opportunities for anyone to operate, or engage in, gambling activities that are legally permissible. It is committed to improve the understanding of the social impact of gambling, promote a responsible approach and help those who are affected by an addiction to gambling. Visit Gamcare
	If you have a gambling problem, you can also contact the worldwide network of GAMBLERS ANONYMOUS. Visit Gamblers Anonymous
	Net Nanny filtering software protects children from inappropriate web content. Visit Net Nanny
	CYBERsitter's Internet content management addresses parents' concerns. Visit Cybersitter
	Provides sophisticated and customisable filtering software. Visit SurfControl